Let’s Talk About Saving Money For Travel

A quick browse of the blogs I read, pinterest and instagram tells me all the ways I can make money. They range from the glamourous (start a “side hustle”, manifest more money just by thinking about it, positive affirmations) to the downright torturous (make pack lunches  for the rest of your life and never enjoy any of the finer things in life like take out or a can of coke from the refrigerator section of the shop or Netflix). I would be lying if I said I don’t fall into the temptation of trying these various things. Sometimes I put on my finest silk robe, light some candles and swan around the house reciting my horoscope and telling my husband we need to manifest 500 Euros. He asks me  why I don’t aim a bit higher but I think that we should be reasonable in our requests to the Universe or God. I mean, really. Other times I am scrooge, chronicling every cent and feeling guilty for having 2 pints instead of one or taking a taxi when we could have walked. I get it. Here we are with housing prices becoming nearly unreachable and there is the ever present threat of a robot taking our job. Many people my age are going back to school for a second or third time. The world seems on the brink of calamity and social media makes us feel constantly inferior. If we sort out our finances, it seems, maybe we can have a perfect apartment and travel constantly and in general escape that existential dread (too far? Maybe).

So I wanted to write this because I want to share what my finances are like after 10 years of travelling every year for long periods of time and living abroad. I’m not here to tell you to skip your take away coffee, or to live like your poor, or to just GET YOUR PRIORPTIES STRAIGHT because, pardon my French, I think that’s all horseshit. You won’t get rich by skipping your coffee and travel isn’t a priority for everyone. Furthermore telling people to punish themselves for not being rich by not ever having any small luxuries is cruel and judgmental. I’m not here to tell you how you can travel Europe for 7 years with $500 because a.) how? and b.) this sounds terrible to me.I used to feel frustrated when people would tell me I was lucky to travel because it didn’t seem like luck to me, I worked hard to get everything I have. But in another sense I am lucky, lucky to have a stable financial background, to have been able to live at home and find good jobs and to have been born when and where I was. So the goal of this isn’t to tell anyone to save for travel or how to do it. I find that finances and travel aren’t often talked about in a honest way and I wanted to do that.

First of all the negatives. I have debt and have been working hard to get it paid off, it’s not easy. Second of all, because I wanted to travel I did a lot of my degree online so I could work more and while I don’t say I regret it there are certain aspects I now see the negatives too. Had I done my degree in a class room I could have met other people in my field, made friends, networked and  probably seen a more clear career path.  I have borrowed money from my parents (which I paid back years ago). I have lived in some not great places and eaten a lot of rice and beans (the metaphorical rice and beans).  I once stayed in a fifty person dorm.

When it comes to saving money, I worked in restaurants and always made good tips which I saved. I made a chart and tracked everything I spent and made. I bought conditioner in Dollarama (oh, how I miss you Dollarama. Not the conditioner, that was rubbish and I only did that once) and have always used mainly drugstore make up. I lived at home for little or no rent, got a lift or a taxi to work ( I don’t drive so a car would be a bit of a strange investment). I picked up every shift I could and went to work even when I was sick. Ultimately, for me travel was the thing I wanted most so I worked to get it. There’s no secret to saving money for travel, except for just doing it and for the average person that means giving up other things. That’s it. It’s also important to remember that not every can afford to, or even wants to travel and we should stop telling them “but I travelled all of  Norway with 25 cents!”. Let’s just stop that nonsense. I would also like to add that I travelled for 1-5 months at a time, not including the nearly two years in Spain and two here in Ireland. Yes, that’s a long time to travel and I enjoyed it, I’m not going to dispute that! But it also means that for 11 to 7 months I was at home working and that’s a long time to not have new clothes or a seasonal beverage, still those are things that can be done without. What shouldn’t be done without is nights out with friends, after work drinks and functions with family and friends. Whether you’re at home or abroad human connection requires money and time and those things shouldn’t be sacrificed for a trip.

Lastly, this year I turned the much maligned thirty. And when you turn thirty, at least for me, things start happening to you. By things I mean that I now prefer designer make up, and the thought of staying in a hostel makes me want to run screaming in the other direction. I spend more money on things for my house. I want to eat good food and when I travel I want to eat the local food not hide out in the hostel eating the free dinners. I am not at all criticising those things, I had a good time doing them all through my twenties but priorities change and that’s okay. That is to say, I better up my manifestation goals. Maybe 550 euro?

For many Christmas pictures and pictures of our trip to Prague check on my Instagram @stephanierosetravels

 

 

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Me Before You-Book Review

picture of me before you in a review of the book

****Mild Spoilers Ahead****

The problem with Me Before You by Jojo Moyes is that what it intends to deliver and what it does deliver are two very different things.What it presents is a story about a young, working class woman who ends up in a job as a carer for a quadriplegic and they both end up learning more about themselves and what it means to live life fully. What it actually is is a story about a young working class woman who ends up in a job as a carer for a wealthy, vapid quadriplegic which allows her to live a life she would never have been able to before. The poor/average woman who finds a wealthy man who jets her around the world and buys her luxury clothing items which she had previously  mentioned in passing is a tale as old as time in the “chick-lit” genre. Those stories, though, don’t pretend to have a moral.

When Louisa Clark loses her job in a cafe she has to quickly secure another one to support her family, for which she is the sole earner. The job she finds is as a care giver for Will Traynor, a young and handsome quadriplegic with a bad attitude. Of course, she softens him up and when she learns that he wishes to end his life she attempts to change his mind by taking him on various adventures funded by his insanely wealthy parents. Okay. Even if we take out the extremely problematic idea that people are better off dead than handicapped this book still leaves us with a lot of problems. First of all the idea is that the characters change each other but this isn’t true. Will changes Louisa but absolutely refuses to learn anything from her. Secondly, there was a bit in the middle where I thought that the book was going to make an interesting statement about classism and ableism but then it…didn’t. Louisa is thrilled to be making £9 an hour which she uses to support her sister, nephew, parents and grandparents so when Will suggests she needs to live a fuller life it is actually mind boggling that we are supposed to nod in agreement with him. Certainly someone who is supporting their family and living in a council estate isn’t going to jet off on African safaris, attend classical music concerts, enjoy fancy restaurants every weekend or take up sky diving and yet we are supposed to accept Will’s criticism of Louisa for not “living fully”. Secondly, we are told of a traumatic bit of Louisa’s past that has hindered her from being more adventurous but instead of encouraging her to seek help, both Will and the book suggest she should just get over it. Those problems aside, the writing I found to be hit and miss. There were parts that I thought were genuinely good, excellent even. If this book had just been about the life of Louisa and her family I would give it five out of five and read all of it’s sequels. However, for no clear reason at all Will refers to Louisa as “Clark” like an old-timey business man and Louisa refers to Will by his full name. Some bits were filled with absolutely useless facts (Louisa uses hand sanitizer!) But the thing that really annoyed me was the fact that while most of the book is told from the perspective of  Louisa some chapters were from the perspective of other characters. This gimmick not only didn’t reveal new information but made the characters seem like completely different people altogether.

In conclusion: this book seemed like it wanted to teach us something, but that something seems to be that dying is better than being handicapped and poor people should feel bad for not “living more fully”.